Monday, August 1, 2016

Three Facts About Workers’ Compensation in MA That Will Blow Your Mind



1.      Denied Workers’ Compensation Claims Are Often Paid Once You Hire a Lawyer

Workers’ compensation claims are known for being denied. (Like social security and other disability payments, the first step is often a denial!) Unfortunately, there are many reasons why a claim is denied. You could have missed a deadline, not handed in some required paperwork, or some other clerical issue. But, more often than not, it’s that you did not make a persuasive argument with the right documentation of your injury. While the injury is real to you, there are certain ways to show an insurance company, or a Judge, that your injuries are real and deserve compensation. This area of law is difficult and complex. Having an experienced lawyer increases your chance of success and can often lead to a claim being approved in the appeal process, even if it’s already been denied.

2.      You Can NOT Get Fired for Filing a Workers’ Compensation Claim

Many people are afraid to file workers’ compensation claims because they think that they will get fired from their job. Not only are you already hurt with mounting medical bills, but the thought of losing your job and income can be too much. However, you cannot get fired for filing a worker’s compensation claim. If you do, you could have a claim for wrongful termination against your employer. You are entitled to seek benefits for your injuries if you sustained them while working.

3.      There are 7 kinds of Workers’ Compensation in MA

Each state has different laws and guidelines for Massachusetts workers’ compensation. For example, in Massachusetts, there are seven (7) different kinds of workers’ compensation payments that someone can receive and the type of benefit depends on your injury and its severity. The type of benefit payments are as follows: 

1.       Temporary Total Incapacity Benefits
2.       Partial Incapacity Benefits
3.       Permanent and Total Incapacity Benefits
4.       Medical Benefits
5.       Permanent Loss of Function and Disfigurement
6.       Survivors’ and Dependents’ Benefits
7.       Burial Expenses

If you want to know more about MA workers’ compensation and how to maximize your claim, it’s best to speak with a lawyer. If you’re not ready to talk to a lawyer, it’s best to look up the laws of your particular state so you understand the process better.

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